Opinion · Supreme Court of the United States

National Exchange Bank of Tiffin v. Wiley

195 U.S. 257

Type
Opinion
Court
Supreme Court of the United States
Jurisdiction
Federal
Date
1904-11-28
Topic
general

How later courts describe this case

  • entry of judgment by a court in one state lacking jurisdiction not entitled to full faith and credit in another state

Citator

National Exchange Bank of Tiffin v. Wiley has been questioned or limited by later authorities: relies on overruled authority: 24 L. Ed. 565 (overruled by Shaffer v. Heitner, 433 U.S. 186 (1977)). Read them before relying on it. 81 later decisions cite it.

Authority status
caution
Cited by
81 opinions

Headnotes

  1. Commercial Law (UCC) — Power to Confess Judgment A warrant of attorney annexed to a note that authorizes an attorney, upon nonpayment, to appear, waive process, confess judgment, and waive the right of appeal in favor of the "holder" of the note must be strictly construed in favor of the maker; absent express terms, it does not authorize confession of judgment in favor of the original payee after the payee has ceased to own the note, even though the payee may physically possess it. 195 U.S. at 259 (syllabus)
  2. Constitutional Law — Due Process A personal judgment entered without service of process or appearance by an authorized attorney — such as a confessed judgment in favor of a party without authority to confess it — is wanting in due process of law, and the court rendering it lacks authority or jurisdiction to do so. 195 U.S. at 259 (syllabus)
  3. Constitutional Law — Full Faith and Credit Under the Full Faith and Credit Clause of the Federal Constitution, a judgment rendered in one State may be collaterally attacked in an action on it in another State on the ground that the court entering the judgment lacked jurisdiction, notwithstanding the recitals in the record of the rendering court. 195 U.S. at 259 (syllabus); Thompson v. Whitman, 18 Wall. 457
  4. Commercial Law (UCC) — Construction of Confession Warrant A warrant of attorney to confess judgment in favor of the "holder" of a note should not be construed, as between the payee and the obligors, to authorize a confession of judgment in favor of the payee after it has ceased to be the real owner of the note; at most, it authorizes judgment in favor of the party who has become the note's real owner and is entitled to demand payment. 195 U.S. at 270
  5. Commercial Law (UCC) — Meaning of "Holder" In the law of negotiable paper, the "holder" of a note is the owner of it; one who possesses the instrument without title or interest is generally considered only the agent of the owner. 195 U.S. at 270
  6. Constitutional Law — Full Faith and Credit The jurisdiction of the court by which a judgment is rendered in one State may be questioned in a collateral proceeding in another State, notwithstanding the Full Faith and Credit Clause and the implementing federal statute, and notwithstanding the averments contained in the record of the judgment itself. 195 U.S. at 271 (citing Thompson v. Whitman, 18 Wall. 457)
  7. Constitutional Law — Due Process Where the obligors never consented to a judgment by confession in favor of one not the owner of the note or entitled to its proceeds, the warrant of attorney cannot be held to authorize such a confession, and a judgment entered thereunder without service or authorized appearance is a personal judgment wanting in due process of law. 195 U.S. at 272